If there’s one thing we’ve learned about investing, it’s that to be a successful investor you’ve got to be flexible. You need to adapt to change.

If you believe in the Investing 101 lesson of ‘buy low, sell high’, this could be the best time in five years to get your hands on hard assets (or liquid).

I’m going to tell you what really happened and why. There are three fundamental things going on — all of which are completely transparent to most investors.

I believe governments’ actions around the developed world have perpetuated this lack of feeling safe, inhibiting investors from moving up Maslow’s Hierarchy of Needs.

We all know that we should invest for the long term. Short-term punts, ducking in and out of stocks in reaction to headlines, and trading too much, is a recipe for losing money.

Don’t be fooled into thinking that Warren Buffett’s swoop on Heinz means you should be piling into consumer goods shares at current prices. This deal is much more about clever financial engineering than any sort of great equity growth story.

It’s either the best time in the past year to buy stocks…or the worst. If you take a straw poll of my colleagues you’ll probably get half screaming it’s a buy, and the other half screaming it’s a sell. When you buy any investment you should always have two questions in mind…

In share trading, remaining stubborn in your view is a death wish because the stock market can do anything. As the old saying goes, ‘Both bulls and bears can make money in the markets but pigs get slaughtered.’

Do you like the idea of a trading system that doesn’t involving you staring at the markets every day? Andrew Craig swears he can beat most markets by using a simple tool called the relative strength index – the RSI.

Scalable businesses can makegood investments during tough economic times. Their success depends less on the wider economy than for unscaleable companies.

What’s the aim of an investment? The simple answer is: ‘to make money’. But it’s not quite that straightforward. If you want to be truly better off for investing, you have to find a way to grow your money faster than the rate of inflation.

Greg Canavan says: ‘Nothing has fundamentally changed in China in six months. China has simply found new ways to keep its credit boom going’.

How are we to invest our money in 2013? Well, we can start with recognising a simple fact – we can no longer rely on the old rules of investing.

We’ve republished one of the most popular articles of 2012 for you. It looks like nothing is going to change to a large degree in 2013. But it’s also a good reminder that to get ahead financially in the year ahead you must embrace risk.

It’s not very often Money Morning editor Kris Sayce has time for a chat. Luckily for us, he kindly agreed to sit down and reflect on the year that’s been and the one that’s coming. Including his investment strategy for 2013.

Far from being a ‘new reserve currency’, the Australian dollar is hanging on for dear life. And a lower dollar would have a bigger impact for your investments than you may think . Here are four easy ways you can protect your wealth when the Aussie dollar falls.

If you want to invest to make a profit then it’s worth taking charge of your own finances rather than handing the job to a fund manager.

Rather than taking a big risk by putting all your cash money into shares, look at the alternative.

Sometime our seemingly contrary advice often leads to us getting questions like this from readers, ‘How come you’re telling me to buy stocks when Murray says the market is about to crash? I’m confused.’ It’s a fair question, and we’ll answer it today…

Visionary empire builders like Carnegie and Rockefeller created fantastic conglomerates that made huge fortunes for investors. We also saw how these businesses were ultimately subject to what economic historian Jo Schumpeter terms ‘creative destruction’. This is the idea that competitors who find innovative new ideas will ultimately destroy those that dominated an industry in the [...]

Yesterday we told you about one of our upcoming reports. It’s about a way to keep your savings safe from falling asset prices, like a stock market crash. But the real twist on this alternative safe and boring asset is that it’s about to get a whole lot less boring. The Australian government has decided [...]

Most folks see technical traders as lucky market magicians. They know nothing about the principles of technical analysis, so they quickly dismiss the practice as witchcraft or coincidence. I understand where many of these investors are coming from. I mean, it’s hard to embrace the chaos that is the stock market. We’re only human — [...]

The world is slowing down. China’s GDP growth is not what it used to be. And if you’re sceptical about Chinese statistics, you probably know it never was what it used to be. The Americans still haven’t found their feet, despite epic stimulus efforts. Europe is a basket case and probably in recession. In short, [...]