Disclaimer

TERMS AND CONDITIONS

These Terms and Conditions apply to your use and subscription to Port Phillip Publishing publications and its websites. By using our services you agree to be bound by these Terms and Conditions and they shall constitute an agreement between you and Port Phillip Publishing Pty Ltd (‘Port Phillip Publishing’, ‘us’, ‘our’, ‘we’).

Port Phillip Publishing is licensed to provide general financial advice only to retail and wholesale clients on:

• Derivatives
• Securities

By agreeing to these Terms and Conditions you acknowledge you have read and understood our Financial Services Guide.

All information contained on our websites (our websites include any website that is operated by us and offers one or more publications that we publish) and in emails is general advice; your personal circumstances have not been taken into account. If you’re in doubt about the suitability of an investment, it is a good idea to seek professional financial advice.

Access to Information

Users will only have access to the services they are subscribed to. For paid services, only a paying member has access to the subscriber-only section of the websites and emails. Subscribers must not reveal any username(s) or password(s) to any third party. The free e-letters can be viewed on their dedicated websites or subscribed to by email.

Use of Copyright Material

All material published on our websites is owned or provided under licence by Port Phillip Publishing. Content in the free e-letters may be republished only if you acknowledge the e-letter as the source and provide a link to its dedicated website. Content in our paid subscriptions is not to be reproduced, forwarded, or disclosed without our prior written permission.

Privacy

When you provide personal information to Port Phillip Publishing you agree to the terms of our Privacy Policy. Please read our Privacy Policy.

Cancellation Policy and Pricing

When you subscribe to a Port Phillip Publishing publication you enter into a continuing agreement for that publication, which is charged either yearly or quarterly (‘the subscription period’), depending on the offer taken up.

Each subscription period must be paid in full prior to starting the subscription period. We will cancel your subscription if the subscription period is not paid in advance or if you give us written notice that you wish to cancel.

You will not be entitled to any refund of subscription fees if you decide to cancel your subscription during the subscription period (after any applicable trial period). A pro rata refund may be applicable on a case by case basis. The prices for new subscriptions will be communicated to you prior to subscribing. Our standard pricing is in our Financial Services Guide.

We can review and alter our prices for any subscription period at any time. Any changes to pricing for existing subscribers will take effect when your next subscription period starts. If the price for your next subscription period is to increase we will let you know before it changes.

Commenting on our websites

You are welcome to participate on our websites by posting comments at the end of each article. Please note that in order to post a comment you will be required to submit your email address. This DOES NOT make your email address publicly accessible. Nor does it subscribe you to our e-letters.
You must submit a name to submit a comment, but it does not have to be your name—aliases are completely acceptable as long as they are unique and not meant to impersonate another person (i.e., “Barack Obama” is not acceptable) or are considered by Port Phillip Publishing, at its sole discretion, to defame another person, to be offensive or otherwise unacceptable.

You are responsible for the content of your messages and you are liable for activities conducted by you, or by others authorised by you, or otherwise acting on your behalf.

By submitting messages you agree to indemnify and to continue to indemnify Port Phillip Publishing to the full extent possible under the law against all claims, costs and expenses (including but not limited to reasonable legal and administrative expenses) arising out of any such messages.

Messages are submitted by users over whom we have no control. We cannot guarantee the accuracy, integrity or quality of these messages. Some users may breach these Terms and Conditions and post messages that are misleading, untrue or offensive. To the extent allowable under the law, you bear all risk associated with your use of our websites and you should not rely on messages in making (or not making) any specific investment or other decision. In the event that you have any right, claim or action against any users arising out of that user’s messages, then you will pursue such right, claim or action independently of, and without recourse to, us.

To the extent allowable under the law, we expressly exclude our liability for any loss or damage arising from the posting of messages by any person on our websites.

We have the right to moderate all comments and we reserve the right to remove any comments which we deem, in our absolute discretion, to be advertisements, offensive, illegal, defamatory, contain profanity, or are otherwise considered to be unacceptable..

Unlawful Activity

Port Phillip Publishing has the right to investigate any breach or complaint about a violation of these terms and conditions. Port Phillip Publishing will take any necessary action to protect itself and may report any unlawful activity to the relevant legal authorities.

Breaching the Terms and Conditions

Any subscriber or website user found to be in breach of these Terms and Conditions may have their subscription or website access suspended, amended or cancelled. We reserve our right to take whatever action is available to us under the law. We reserve the right to cancel any subscription at any time. Where we cancel your subscription, the unused portion of your subscription will be refunded on a pro rata basis.

Changes to these Terms and Conditions

We may change all or part of these Terms and Conditions at any time. If we do, the new Terms and Conditions will be posted on our websites. Your subsequent or continued use of this website and/or receipt of our emails will constitute your acceptance of any changes. If you object to any changes to the Terms and Conditions, your only remedy is to discontinue your use of the website or cancel your subscription with us. As you are bound by these Terms and Conditions, we recommend that you periodically refer to them.

If you have any queries relating to these Terms and Conditions please contact our customer service department. Please email cs@portphillippublishing.com.au or phone 1300 66 74 81. Or you can write to us at: PO Box 899, Braeside, VIC 3195.

Port Phillip Publishing Pty Ltd. Registered Office: Level 1, 10 Fitzroy St, St Kilda, 3182. (ACN: 117 765 009 ABN: 33 117 765 009) Australian Financial Services License: 323 988. All content is © 2005 – 2010 Port Phillip Publishing Pty Ltd All Rights Reserved.