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aussie banks

The Problem with Banks This Week…and Next Week…and the Week After That…

by Allan Robinson on July 29, 2008

Boom. The second of the four pillars went down yesterday.

When the dust settled at the end of trade, 11% of ANZ’s (ASX:ANZ) share price was missing. Its weakness was the same one that crushed 15% of National Australia Bank on Friday. The falling and uncertain value of CDOs.

Collateralised Debt Obligations are pot-luck assets. Investment banks basically take a bunch of different ingredients – high-risk mortgages and low-risk mortgages, for example – and stir them together into one product. Then they sell these off to whoever wants them.

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