Ryan Dinse

Ryan Dinse is an Editor at Money Morning. He has worked in finance and investing for the past two decades as a financial planner, senior credit analyst, equity trader and fintech entrepreneur. With an academic background in economics, he believes that the key to making good investments is investing appropriately at each stage of the economic cycle. Different market conditions provide different opportunities. Ryan combines fundamental, technical and economic analysis with the goal of making sure you are in the right investments at the right time.  

Afterpay Could Reduce the Costs of Holding Cash

Afterpay operates in a sweet spot with huge potential still. And they’re going after a global market. Most importantly, they’re a favourite of the coveted millennial generation — the banking industry’s most lucrative future customers.

Welcome to the Wealthfare State: Welfare for the Wealthy

Make no mistake about this — despite the fancy economic language — a world of quantitative easing (QE) and negative interest rates is nothing more than welfare for the wealthy. An attempt to fight the ups and downs of the business cycle by propping up asset prices.

Australia’s Weed Capital: A Bureaucratic Nightmare

Australians in Canberra can possess 50 grams of cannabis and cultivate at least two plants. But cannabis can’t be sold, bought or even exchanged between mates. You can’t smoke it in public either. So before you throw your hands up in the air and celebrate Canberra’s new liberalism…

Bitcoin Goes Nuclear: Is Bitcoin a Store of Value?

Bitcoin is not really used to pay for things yet. It’s more of a digital gold. A scarce asset. And this is likely to be the main use case for bitcoin until it gets to a value — and we’re talking a global value — where people think it’s fairly valued and are therefore willing to spend it.

The Energy Revolution Is Already Here

Change in energy is coming. It’s being driven by technology and economics. If it’s going to help the climate too, then that’s good. But as far as I can see the world is moving this way no matter what. And Australia needs to get a move on with it too.

Adapt or Die: A Lesson to Take from Airbnb

Just as the original travel pioneer, Thomas Cook, goes out of business, a new travel icon, Airbnb, is preparing to go public. Now Airbnb isn’t solely responsible for Thomas Cook’s demise. It’s just one more nail in the coffin. Part of a larger story that has been unfolding over the past two decades.

A Sign the Current System of Finance is in its Death Throes

Anytime something out of the ordinary like this happens, you have to be ready to act, as these things can escalate fast. Could it be a sign that big banks are struggling under the weight of a legacy of mistakes? Or a sign the current system of finance is in its death throes?
Money Morning Australia